Typically, home insurance policies include coverage for any sudden or accidental escape of water in your home, including ruptured water lines, or overflowing appliances. Will my home insurance cover Water Damage from burst plumbing? If you do need to have your plumbing replaced, you can consider it an investment in your home, and your peace of mind. The right insurer will work with you to provide the best coverage possible. You don’t want to have coverage denied in the event of a loss because incorrect information was supplied at the time of application. Determine what type of plumbing you have in your home, and be honest with your insurance agent. Or they may insure your home, but increase your deductible or decline to cover losses caused by a malfunction in your plumbing system. If that particular type of pipe is prone to leaking, they may refuse to insure you. Home insurers definitely want to know what kind of plumbing you have in your home, especially if you plan on buying a home with Kitec plumbing. What will your home insurance company want to know? The first fitting recalls occurred in 2005, which suggests that the average life expectancy is somewhere short of 10 years.
Kitec pipes were used in homes starting in 1995. Kitec plumbing replacement costs for a one-bedroom suite can exceed $6,500. In the end, you may have to replace all your piping and fittings. If you have Kitec plumbing in your home, you may want to call in a licensed plumber or certified home inspector to take a look. Some plumbing experts say the question is not IF your Kitec plumbing will leak, but WHEN it will leak. What can you do to maintain your Kitec plumbing? In both cases, the homeowners must file a claim through the Kitec Settlement claim form. Any funds remaining after 2020 will be distributed to those who own homes with Kitec plumbing systems that have not failed. This settlement fund is intended to pay for repairs in homes where the Kitec plumbing systems failed. IPEX, the manufacturer, and its insurer deny that the system is defective but agreed to a $125 million settlement. The only solution is to replace the entire system.Ĭlass action lawsuits were filed in Canada and the US and recalls began in 2005. Unfortunately, it doesn’t appear as though there are any actions a homeowner can take to prevent the pipes from rupturing. One of the problems with Kitec plumbing is that the pipes won’t just leak, but are quite likely to burst causing a flood. When this happens, zinc oxide forms blockages in the pipes that result in restricted water flow, and ultimately breakage and leaks. When zinc is exposed to oxygen and moisture, it tends to corrode (dezincification). Kitec plumbing fittings are made of brass, an alloy of copper and zinc. Deteriorates under pressure: High water pressure can cause these pipes to fail.The higher heat causes the pipes to deteriorate. The orange pipes were only certified to run at a maximum temperature of 180 degrees Fahrenheit, but hot water tanks can run hotter than this. The two most common issues with Kitec plumbing are: What should you do when something goes wrong? Brass fittings are used to join the pipes together. The pipes were made from polyethylene and a thin inner layer of aluminum. The orange pipes are also used in radiant heating systems. The blue pipes carry cold water, and the orange pipes carry hot water through a home.
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